Face the future with confidence
As we get older, many of us will need help looking after ourselves. But what are the options when it comes to paying for long-term care?
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Long-term care
Vision for the future of adult social care
The government has set out its vision for the future of adult social care. New plans were announced on 7 September 2021 for adult social care reform in England. This included a lifetime cap on the amount anyone in England will need to spend on their personal care, alongside a more generous means test for local authority financial support.
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Writing a Will
How much do you have to leave and who will get what?
It’s important to make sure that after you die, your assets and possessions (known as your ‘estate’) will go to the people and organisations (known as your ‘beneficiaries’) you choose, such as family members and charities you want to support.
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Lasting Power of Attorney
Giving someone you trust authority to help you make decisions
As someone becomes more unwell, they’re likely to find it more difficult to manage money and financial affairs, and may become too unwell to make decisions about health and care. A Lasting Power of Attorney (LPA) is a legal document in which someone (the donor) gives another person (the attorney) the right to help them make decisions, or take decisions on their behalf.
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Create a better world to live and retire in
Pension investments to harness a more sustainable planet
Few people are aware of what their workplace pension invests in, let alone how their pension provider incorporates environmental, social and governance (ESG) matters into the process.
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Time to bring your pensions together?
3.6 million Britons have lost track of their pension savings
The more old pensions you do have, the easier it is to end up losing one. Tracing pensions from years ago can be a hassle. Over 3.6 million Britons admit they have no idea how many pensions they have and risk paying more in fees than necessary, according to new research[1].
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Improve your financial life
Setting a financial New Year’s resolution you’ll actually keep
Heading into the New Year, it’s the perfect time to take stock of your budget, liabilities and investments—and check them against your financial goals. The New Year brings an opportunity to reflect on the past year and to set new goals for the year ahead.
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Beyond profit
How green is your pension?
The consequences of inaction on climate change are now impossible to ignore. Every company has an impact on the world around us. And by investing in them, so do we.
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Get ready to beat the ISA deadline
Time to give your financial future a boost?
Savers and investors have less than three months to use the £20,000 they can put into their tax-efficient Individual Savings Account (ISA) before the end of the financial year on April 5. The current tax year started on 6 April 2021 and ends on 5 April 2022.
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New Year’s tax saving resolutions
Make full use of your relevant tax planning opportunities
With the tax year end, 5 April on the horizon, taking action now may give you the opportunity to take advantage of any remaining reliefs, allowances and exemptions.
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